the sense of something that saves me
money or is more convenient and somehow
simplifies my life let's get into it
starting off let's talk about cable and
streaming services not only do I not
have cable but I don't have Netflix I
don't have Hulu I don't have Amazon
Prime video I don't have any of those
services and the reason is that I just
am not a big TV person I just don't care
that much about TV most of the video
content I watch is from YouTube and on
the odd occasion that there is a show on
one of the streaming services that I
want to watch I will sign up for it for
1 month I'll watch the show and then
I'll cancel it and it's really easy to
not be a TV person when you don't have a
TV which is something else that I I just
don't
have
what are you guys doing in here okay
well speaking of streaming services
something else that I don't buy or use
or pay for is Spotify and that's simply
because I personally prefer to have
actual records I just really like the
tangible experience of listening to
music as an experience rather than just
as background noise or listening to a
whole album rather than just listening
to a song realistically speaking Spotify
is significantly less expensive than
buying actual records but to me it's
just not the same let's get you out of
here now something else that I never buy
is the newest Tech anytime that I've had
to upgrade something like my phone for
example I'm always happy to buy a much
older model like when the iPhone 10 came
out I went and bought the iPhone 7 and
when the iPhone 14 or 13 or whatever
came out I went and bought the iPhone 11
the truth is that nowadays there's very
little difference between the newest
release and something that came out a
year or two or even 3 years ago and so I
don't really see a reason to pay premium
when I can get basically all the same
features at half the price now something
else that I've stopped buying is what I
call uncertain or adventurous fashion
and I I guess I need to give a little
bit of context and explain what that
means by my terminology you know when
you go to the store and you try on a new
piece of clothing and maybe it's a
little bit different than something you
would usually buy or usually wear and
you look at it and you're like yeah like
it looks good on me it fits well it
checks all the boxes but it just doesn't
really feel like you I've stopped doing
that because time and time again I would
buy something that was a color that
maybe I wouldn't typically wear or a
pattern or a style that I wouldn't
typically wear and even though there was
nothing wrong with it and it looked fine
on me I just found that once it was in
my closet I never really reach toward I
wear basically the same thing every
single day and as much as that might be
boring to some people to me it's just
what I'm the most comfortable in and I
always feel my best in it because it is
what feels like
me and that leads easily into the next
point which is impulse purchases and
things that are on sale A good rule of
thumb to follow is that if you actually
needed or wanted something you'd be
aware of it and so if you walk into a
shop and you just see something that
appeals to you on a whim but you didn't
think about it before that or it's just
on sale and you want to buy it because
you think it's a good deal you probably
don't need it and by doing that not only
do I save money but I save myself having
a lot of clutter around the house and
avoiding impulsive purchases is actually
quite easy for me because I don't have
Amazon Prime I've definitely talked
about this in other videos but I think
that having prime subconsciously causes
you to spend more money than you
otherwise would just because there's so
little friction between you and buying
basically anything you could ever want
in the entire world by not having
unchecked access to free shipping all
day every day it actually gives me time
to consider each purchase before I make
it or maybe to even have to go out to a
store to buy it which I'm not going to
do if it's not something that I haven't
actually set out to buy not having a
Prime membership is something that I
kind of hold as a personal principle
like I don't subscribe to their service
because I don't believe in their
business model and it's not something
that I want to pay for or support and in
that same way something else that I'm
also very passionate about not paying
for is banking fees and credit card fees
and I know I've touched on both of these
points in previous videos I refuse to
pay a bank for the privilege of holding
onto my money for me it's just something
that I absolutely will not do so I
prefer to work with small Banks or
credit unions and there's plenty of them
out there for my credit card I use it
just like a debit card I pay it off in
full at the end of every month so that I
don't have to pay any interest or late
payment fees or penalties and I just
yeah I don't want to give my money to
corporations like that for no reason I
also refuse to pay for like a financial
advisor or an investment broker or
anybody like that most of these guys
charge 1% for managing your portfolio
and people don't tend to realize but
over the lifespan of your portfolio your
investment career that can reduce your
earnings by hundreds of thousands of
dollars it works out to being about 30%
of your growth over time which is crazy
and so I mostly just buy lowcost index
funds I set them and forget them I don't
really have any reason to pay somebody
to do that for
me a bunch of vitamins and supplements
in fact you guys are currently standing
on the Shelf where all my vitamins used
to live and now it's just a big blank
empty space I try to eat healthy most
days I really do and I think most of the
time I do an okay job but I have a lot
going on most weeks just doesn't always
work out the way that I had planned in
fact more weeks than I would like to
admit I wind up eating pasta five nights
in a row for dinner just because it's
easy and it's quick and I mean I like
pasta I'm not going to lie I don't
really feel like guilty about it but I
know it's not the most nutritionally
complete thing and I think that having
something additional to just fill in
those gaps is a really good thing but to
be totally honest I don't love taking
pills I found that it was always a
really hard routine to stick to because
it was just unpleasant to me this is one
area of my life that has really needed
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into work or just before I leave the
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wondering what it tastes like I would
say the predominant flavor is kind of
pineapple it's a little bit tropical and
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video fast food or coffee out because
well I mean you're in my fridge I have a
fridge full of food I have food and
coffee at home why do I need to go pay
somebody a premium to make a worse
product than I can make for myself I
also just don't go out for lunch in
general like I'm not a big eater in the
morning I don't eat breakfast at all
ever uh and I usually eat a really small
lunch of just like a small sandwich and
a cup of tea and then dinner is my big
meal but the idea of going out and
getting like lunch out getting some
really heavy kind of elaborate meal as
my first meal in the day is not at all
appealing to me I've also never used
Uber eat or skipped the dishes or any of
those types of apps and all of those
meal delivery kits I think they're
really overpriced as well you're
basically going through all of the
trouble of having to cook at home having
to wash all the dishes but the meals
wind up being almost as expensive as
ordering in so I'm not sure I really see
the
point this one's also probably pretty
obvious but I don't buy a bottled of
water um obviously I mean it's not good
for the environment but it's also just a
huge hassle to have to go to the store
and buy water and drag those cases home
and it's like overpriced cuz it's just
water I mean water is almost free from
the top so yeah no bottle of water in my
life
cheers
house cleaning yard work and other small
projects if there is something that I am
physically capable of doing on my own I
generally just prefer to do it myself
not only because it saves me money but
because I really just like knowing that
I have done things a to my standards and
B if it's something I've never done
before that I've learned a new skill
most recently I replaced the headlight
bulb the cabin filter and the air filter
in my car on my own I looked up some
tutorials on YouTube it seemed easy
enough I spent $60 on all three parts
combined and it only took me about half
an hour to put them all in and if I had
taken my car into a shop to have that
done I would have spent hundreds of
dollars in shop fees and labor fees to
have it done and I did it myself and now
I know that it's something that I can do
I've installed my own light fixtures
I've painted part of my house on my own
if I can do it I'm going to do it I know
my limitations I don't mess with things
that are likely to cause explosions or
fires or floods or anything dangerous
but if I can do it I will and I actually
like
to hey look who's
here say hey buddy
hello I don't pay for pet insurance I
just don't really believe in insurance
for things that are not legally required
I think that it's kind of a cash grab
insurance companies or for profit
companies and I don't really see the
point in paying them for something that
I may or may not use I've always just
preferred to put money aside in a
savings account so that if I need it I
have it and if I don't need it I still
have it I also don't pay for dog
grooming dog walking or dog sitting I
can groom and walk him myself and I
would much rather do that than take the
chances of somebody being unkind to him
or mistreating him or not taking good
care of him same thing for dog sitting
if I need somebody to watch him he's
generally just going to go to my mom's
place but if somebody ever hurt him I
would have to dispose of a body and uh
yeah I really don't want to have to deal
with all the chaos so I just avoid all
of that and take care of him by myself
right right love you love you I'd kill
somebody if they hurt
you should we do a rapid fire here
really quickly animal products don't buy
them cuz I'm vegan fabric softener don't
buy it because it gunks up your machine
and your clothing and makes your
clothing wear out faster dryer sheets
don't buy them because they're not
really necessary Car Wash I don't really
buy it because my car gets washed for
free in the rain and I really just don't
care that much about my car and holiday
Decor I don't buy it because I don't
really celebrate most holidays and I
don't really care to have to store
things for 364 days a year just to put
them out for one day doesn't make a lot
of sense to me a smartwatch or Fitness
tracker I know when I've been active in
a day and I know when I haven't been and
I don't really feel the need to have
something strapped to my wrist telling
me that I'm not doing good enough I know
I don't care and as far as a smartwatch
in particular I have a phone I don't
need a tinier phone stra to my wrist
seems wasteful to me not a big fan
likewise I don't have a Google home
speaker or a hey Alexa or whatever that
stuff is called um I have two
functioning legs I can turn my own
lights on and off I can add things to my
calendar on my own I think it's a really
useful thing for somebody who's maybe
disabled or handicapped but for the rest
of us um yeah yeah I just think it's a
think it's a tool for laziness unpopular
opinion but I said what I said
recreational substances this one's
probably somewhat self-explanatory but I
don't do drugs I don't smoke I don't
think other people should do drugs or
smoke but I guess whatever makes you
happy um as far as alcohol I drink very
very little very infrequently not to any
extent that is really even considered
recreational it's more like a culinary
pairing for me most of the time at best
but uh yeah drugs are bad and cost money
and
make your teeth fall out so don't do
drugs or do I don't know I'm not your
mom do whatever you want no as your
counselor I'm here to tell you about
drugs and alcohol and why they're bad
okay cheap furniture when I first moved
out on my own I was flat broke I found
myself in a house that I really couldn't
afford to furnish so I did what a lot of
people do and I just bought the cheapest
Furniture possible I bought this $30
Ikea table which really needs to be
replaced I bought a $400 couch I know a
lot of people assumed that it was an
Ikea couch but it was actually
significantly worse than an Ikea couch
this couch was never comfortable from
the very first day I brought it home and
within 6 months it looked worse than
what most people put out to the curb my
aunt works in the interior design and
real estate industry actually she
recently found my channel so she might
be watching this video hello um but she
was able to get me an inn with one of
her wholesalers who sold me this couch
and I'm pretty sure that this place
sells Furniture to Realtors and to
designers for the purpose of staging
like I don't think you're actually
supposed to use this furniture because
it's so terribly made but nonetheless
that's what I had and while you might be
thinking that it served its purpose for
a while I would tend to disagree because
I just wound up having to get rid of it
and buy all new all over again and
spending more money in the long run and
in fact I had a hard time getting rid of
that couch cuz it was so beaten up I
tried putting it for free on the
internet and nobody seemed to want it
the city wanted $50 to haul it away I
was like oh my God I spent $400 on this
terrible couch nobody even wants it I
have to pay to get rid of it now I try
to invest into higher quality pieces and
definitely that's why my house is not
still fully furnished cuz good quality
Furniture is absolutely not cheap but
I'm trying to be more intentional with
my purchases and I'm trying to take my
time and buy things that are good
quality things that are going to last
and things that I actually really like
so that I can make the most use of them
and get the most value out of them in
the long run even if they cost more UPF
front makeup I obviously don't really
wear makeup once in a while I'll use a
little bit of concealer if I have like a
pimple or a blemish that I'm trying to
hide but otherwise I just have never
really been a makeup person I have
fairly rea active skin and I think that
clogging my pores with additional goop
on my face probably isn't going to help
I also don't wear nail
polish a new car I have never bought a
brand new car and I can't really ever
foresee myself doing so unless I somehow
wound up in a position where I had more
money than I knew what to do with I'm
not saying that that's the position that
everybody's in when they buy a new car
but knowing how much value a car loses
pretty much as soon as you drive it off
the lot and how quickly it continues to
lose value after that to me it just
doesn't make any sense kind of like what
I was saying before about buying a new
phone I just buy one that's a couple
years older I save a whole bunch of
money and it does exactly the same
thing generic art I've only recently
started putting stuff up on the walls
here I've been in this house about a
year and a half now and after doing some
Renovations and trying to get everything
sorted I'm a little bit behind but I
just really don't want to hang a bunch
of generic stuff from like Marshalls on
my walls I don't see the point in that
and I think that it just means a lot
more when you curate your space Within
things that actually have a sentimental
value to you rather than just buying the
same print that everybody has on their
walls or that's in every single real
estate photo or whatever
else now something that I used to buy a
little bit every once in a while and
I've stopped doing entirely is video
games I have never ever been a gamer in
any sense of the word but I used to
every once in a while enjoy playing a
little bit of PlayStation or maybe
downloading an app on my phone and I
realized that even though it wasn't
really bringing any value to my life I
was using it as a distraction tactic to
prevent myself from doing the things
that actually needed to do or working on
the things I actually wanted to work on
and so I decided just to cut it out
because it wasn't how I wanted to
allocate my time but something that I
have never paid for and never bought and
never believed in probably never will is
extended warranties I take pretty good
care of my stuff and obviously things
can happen outside of your control but I
tend to just kind of bet on the fact
that it's most likely not going to
happen and even if it does happen i'
would much rather just deal with that
when and if it happens then spend extra
money in anticipation of something that
might not it's kind of exactly what I
was saying before about pet insurance
extended warranty how can I
lose now I know that before we were
talking about how I like to wear pretty
much a same thing every day something
that I have never bought and that I
probably never ever will buy is theuse
clothing I am a little bit of a
germaphobe maybe a little bit more than
a little bit and just the idea of going
to a thrift store and buying something
that like might have bed bugs on it or
have someone else's Bo caked into it
it's a no from me I just I can't do it
but at the same time I do try to avoid
buying like really cheap clothing or
fast fashion in fact I have never ever
shopped at H&M or Zara or xen or any of
those places on the AAS I do buy
something that's more from the fast
fashion realm something that's a little
bit cheaper and more mass-produced I
still try to be conscious to make sure
that it is somewhat wellmade that it
still seems to be decent quality and I
wear it pretty much indefinitely until
it wears out and one that probably will
not apply to most people but definitely
applies to me is a gym membership I
really just don't like working out I
know how that sounds I I just I don't
really care about working out I like to
be active in the summer I like to go for
long walks I'm happy to go for a bike
ride I'm happy to like do that kind of
stuff where it's fun and enjoyable but
working out just for the purpose of
working out to me is not enjoyable and
perhaps it's because I don't really have
a goal like I'm not trying to lose
weight I'm not trying to build muscle
and I'm sure people are going to have
something to say about that but I don't
care let's go to the kitchen for a
second now if you were to follow
marketing hype you might be led to
believe that you need a whole bunch of
different household cleaning products a
different product for pretty much every
surface in your place right
wrong I don't buy a million different
cleaning products in fact I get most of
my cleaning done with just two different
things one of which is a
multi-purpose spray cleaner whatever I
buy a big concentrated bottle of this I
use Mrs Myers but you can use whatever
you like put a couple tablespoons into
here fill the rest with water it is good
for the countertops it is good for the
cabinets you can use it to dust down
pretty much any surface or wipe down any
surface I use the same product to mop my
floors just a little bit into a bucket
of hot water and the other thing I use
is
Barkeeper's Friend this stuff is great
for the kitchen sink it's great for the
bathroom sink toilet bathtub shower you
name it and with these two things I can
clean the vast majority of my house
without having to invest a whole bunch
of money and buy a million different
products now while we're in the kitchen
something else I also don't like to buy
Are Spice Blends like premixed spice
Blends things like taco spice or gam
Masala I prefer to make my own spice
Blends at home it's much cheaper and
they're actually generally much better
I've always found that the store-bought
spice mixes are excessively salty and
not very flavorful so I just make them
at home I have pretty much every spice
you could ever want I have an entire
drawer full of spices so there's really
no reason for me to buy premixed Taco
spice or whatever else and in that same
line of thought I've stopped buying
salad dressing because once again I find
that most salad dressing from the store
is either excessively sugary or
excessively vinegary and it's not
particularly Pleasant and I can make
pretty much any salad dressing at home
from scratch using ingredients I always
have on hand and again it will be way
better and much less expensive and
something else that I'm very much
against buying in general is cheap
kitchen gear we were talking before
about friction and about how the more
friction there is involved in doing
something the more difficult or
unpleasant it is for you to do something
the less likely you are to do it
consistently that's pretty much common
sense I think that the reason a lot of
people don't cook at home consistently
is due to friction in the kitchen due to
not having nice gear to use if your
knives are dull if your pans are
scratched and dented and gross or maybe
your food sticks to them all of these
things are going to make you less likely
to want to cook from scratch at home
good kitchen gear doesn't have to be
particularly expensive but even if you
really want to splurge and get something
a little higher end in most cases it's
still going to be significantly cheaper
than ordering in all the time and if
that's the thing that allows you to
continue to cook at home and to be
consistent about it I think it's a great
investment to make but on the topic of
food something that I don't buy is
organic groceries we talked about this
in last week's video when I unpacked
five scams that have become so
normalized we don't realize them anymore
I generally find organic food to be
quite scammy in its nature like I just
don't think that it actually is that
much better for you certainly not
something I'm willing to pay more for
and so most of the produce I buy most of
the groceries I buy are not organic and
I don't really
care gifts but bear with me before you
get too angry here I don't believe in
buying gifts for people just for the
purpose of buying gifts like just
because it's a certain holiday or their
birthday even I don't think that there's
a point in buying something for somebody
if it's not something that you know that
they're going to want and need and use
and appreciate I think it's wasteful I
think it also makes it incredibly
awkward to give somebody something that
you know that they don't actually care
about and then they have to pretend that
they appreciate it when they don't so if
there's something that I can buy for
somebody as a gift that I know that
they're going to appreciate I know that
they're going to enjoy I'm so happy to
do that I actually really like doing
that but buying something for somebody
just out of a feeling of obligation to
me is a tradition that should be left
behind and yes I do feel the same way
when I'm on the receiving end I don't
really appreciate people buying me
things that I don't like that I don't
want that I don't need I don't like them
wasting their money on stuff that has no
purpose I don't like cluttering my home
with things that I don't value and so
again if somebody is actually able to
give me a gift that I genuinely like and
appreciate that's awesome but I don't
really expect gifts just because it's a
holiday or my birthday or whatever else
I don't really care about that kind of
thing something else that I don't buy
are candles or plugins or diffusers I
tend to be pretty sensitive to smell and
I find all of that stuff even the
natural stuff to be incredibly offensive
smelling most of the time I find that it
gets into my clothing it gets into my
hair I can taste it in the air I hate it
for that same reason I also don't use
perfume again I just find it to be
overpowering and stinky I smell really
good I will say that about about myself
I won't compliment myself often but I
will say that I consistently smell
really good I smell like laundry
detergent I smell like coconut shampoo I
smell like deodorant like I smell like
flowers I smell good all the time but
it's not the kind of smell that's going
to punch you in the face when you walk
past me it's not going to choke you out
something else that I try very hard to
avoid buying are things that I'm only
going to use once are only going to use
briefly just because I think it's
wasteful again a waste of money and just
another piece of clutter in your home
that you probably don't actually need in
the long run so an example might be like
a tool if you need one tool for One
Moment One Quick job just try to borrow
those things from someone else if
possible or try to rent it and something
else that kind of fits into that same
theme are books I'm not the type of
person who likes to keep a book after
I've read it I really have no interest
in rereading most books and so I
actually don't buy new books I do like
to read I have bought a handful of new
books in the past but they're just
really expensive and I find that I can
read through them really quickly and
then it's like now what I know libraries
of course are an option I just prefer to
have a newer cleaner book I know again
I'm going to get Flack for that I'm just
just being honest but in my local
neighborhood there are some book swap
groups online so you can basically read
a book and then swap it with a neighbor
who has a book that you might like and
they might want yours and you can just
swap them a lot of people just give them
away for free and so I've been able to
amass a pretty decent collection of
newer releases that are in basically
mint condition and it saves me so much
money because books are now like $20 to
$30 each and if you go through a book in
a couple days it's just it's not
sustainable to me anyways that's it that
is my updated list that is 50 things
that's a lot 50 things that I don't buy
don't pay for don't own don't care about
maybe used to buy maybe don't buy
anymore I'm very curious to hear your
thoughts on all of these things I'm sure
some of them are things you guys will
agree with some of them are things you
will disagree with but that's what makes
us all different so that's life if you
enjoyed this video at all please go
ahead and hit that like button feel free
to subscribe if you haven't done so yet
cuz by the way in case you were unaware
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